Nomenclature Transformation and Its Implications for the Governance of Islamic People’s Economic Banks in Indonesia
Keywords:
Nomenclature transformation, Islamic People’s Economic Bank, GovernanceAbstract
The nomenclature transformation of Islamic People’s Economic Banks (BPRS) in Indonesia has become increasingly important amid regulatory changes and the development of the Islamic finance industry. However, implementing this transformation presents challenges related to employee understanding, external communication with customers, and its impact on BPRS internal governance. This study examines the implications of nomenclature transformation for BPRS governance, focusing on employees’ understanding of the change, communication with customers, and its effects on organizational structure and internal governance systems. The study uses a qualitative approach with a descriptive research design. Data were collected through in-depth interviews, participant observation, and document analysis involving BPRS employees, management, and customers. The collected data were analyzed using thematic analysis to identify key patterns concerning the effects of nomenclature transformation on governance. The findings show that although organizational structures and reporting systems have improved, challenges remain in employee understanding and external communication with customers. The nomenclature transformation has positively affected transparency and accountability, but it has not yet been implemented effectively in all practical settings. This study recommends that BPRS strengthen communication about the change among all relevant stakeholders to maximize the benefits of the transformation and ensure sustainable governance.
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