Lux Luris: Journal of Business Law

Nomenclature Transformation and Its Implications for the Governance of Islamic People’s Economic Banks in Indonesia

2026-11-13T14:55:05+07:00

The nomenclature transformation of Islamic People’s Economic Banks (BPRS) in Indonesia has become increasingly important amid regulatory changes and the development of the Islamic finance industry. However, implementing this transformation presents challenges related to employee understanding, external communication with customers, and its impact on BPRS internal governance. This study examines the implications of nomenclature transformation for BPRS governance, focusing on employees’ understanding of the change, communication with customers, and its effects on organizational structure and internal governance systems. The study uses a qualitative approach with a descriptive research design. Data were collected through in-depth interviews, participant observation, and document analysis involving BPRS employees, management, and customers. The collected data were analyzed using thematic analysis to identify key patterns concerning the effects of nomenclature transformation on governance. The findings show that although organizational structures and reporting systems have improved, challenges remain in employee understanding and external communication with customers. The nomenclature transformation has positively affected transparency and accountability, but it has not yet been implemented effectively in all practical settings. This study recommends that BPRS strengthen communication about the change among all relevant stakeholders to maximize the benefits of the transformation and ensure sustainable governance.

LEGAL PROTECTION FOR VICTIMS OF FRAUD IN SOCIAL MEDIA TRANSACTIONS: A CIVIL LAW PERSPECTIVE IN INDONESIA

2026-11-13T15:15:08+07:00

The development of social media has transformed buying and selling activities by allowing consumers and sellers to communicate and conduct transactions without meeting in person. However, these developments have also created opportunities for fraudulent transactions, including false product advertisements, misleading seller identities, and failure to deliver purchased goods. This article examines the legal protection available to victims of fraudulent social media transactions under Indonesian civil law and analyzes the remedies that may be pursued to recover financial losses. This study employs normative legal research using statutory and conceptual approaches. The legal materials include the Indonesian Civil Code, Law Number 8 of 1999 concerning Consumer Protection, and Law Number 11 of 2008 concerning Electronic Information and Transactions, as amended. The findings indicate that victims may pursue legal remedies based on breach of contract, unlawful acts, or consumer protection provisions, depending on the circumstances of each transaction. Nevertheless, the application of these remedies requires proof of the relevant legal elements, the loss suffered, and the relationship between the seller’s conduct and the victim’s loss. Electronic conversations, payment receipts, advertisements, and other transaction records may serve as important evidence. This article concludes that effective legal protection requires appropriate legal classification, reliable electronic evidence, accessible dispute-resolution mechanisms, and greater awareness of consumer rights in digital transactions.

Reconstructing the Notary's Role as a Digital Executor in Indonesian Inheritance Law

2026-11-05T15:12:31+07:00

The rapid advancement of digital technology has generated digital assets, such as cryptocurrencies and online accounts, which have become an integral part of individual wealth. However, the Indonesian inheritance system, primarily based on the Civil Code (Burgerlijk Wetboek), has yet to accommodate digital assets as inheritable objects with clear transfer mechanisms. Consequently, this creates legal uncertainty and factual accessibility barriers for heirs. This study aims to propose a reconstruction of the Notary's role as a Digital Executor to ensure legal certainty in managing digital assets post-mortem. This research employs a normative juridical method with statutory and comparative legal approaches. The findings indicate that while the Law on Notary Positions (UUJN) provides formal authority, Notaries currently lack technical instruments for the verification and storage of digital asset credentials. This study suggests that the Notary's role should be reconstructed by integrating Cyber Notary principles and smart contract technology into authentic deeds as a secure mechanism for inheritance execution. This measure is essential to ensure the protection of heirs' rights and to provide legal certainty for digital assets within the Indonesian inheritance system.

Digital Personhood and Post-Mortem Identity Rights: Reconceptualizing Inheritance Law and Human Rights in Indonesia

2026-11-04T09:11:02+07:00

The rapid acceleration of the digital economy in the era of Society 5.0 has introduced significant challenges to inheritance law, as traditional frameworks struggle to accommodate assets that are intangible yet possess substantial economic and personal value. This article explores the legal construction of digital personhood and the protection of identity within the context of post-mortem privacy and succession law in Indonesia. Currently, the Indonesian Civil Code (KUHPerdata) creates a significant legal vacuum by limiting the definition of "property" to physical objects, failing to provide heirs with a clear mechanism to access and claim digital assets such as cryptocurrencies and online archives. Employing a normative juridical method, this study analyzes the inherent tension between traditional succession law and the exigencies of the digital age. The findings reveal that existing provisions are inadequate to protect the post-mortem digital integrity of individuals, as traditional principles like saisine are rendered ineffective by technical access barriers. Consequently, this study proposes a legal reconstruction that formally recognizes digital personhood as a protected human right and mandates an adaptive role for Notaries as secure digital executors, integrating smart contracts within notarial deeds to ensure legal certainty and the protection of heirs' rights.